An interest-bearing account designed for individuals and businesses. It allows customers the flexibility to save at their own pace.

Features/Benefits

• Low initial deposit
• The interest rate on the account is tiered to reward accounts with high balances
• No monthly account maintenance charges
• Access to our suite of e-banking services
• Account balance can be used as collateral for loans

Requirement

• Complete an Account Opening Form

This account is designed with a suite of cutting-edge digital products to help you manage your finances.

Features/Benefits

• • No monthly account maintenance charges
  • Free ATM card (gh-link only)
  • Free Transaction Notification (alertWise) service
  • Free Mobile Banking (mobiWise) service (*772#)
  • Free Internet Banking (netWise) service
  • Minimum charge per transaction on the use of other local banks’ ATMs (gh-link)
  • Competitive interest paid on account
  • Access to 5 Debit Card options (Visa, MasterCard, UnionPay, gh-link & E-zwich)
  • Access to 2 Prepaid Card options (Visa & UnionPay)
  • Access to a discount of up to 10% on debit card purchases at our partner businesses.

  Other Benefits:

  • Financial, business, mentorship and career guidance fora which will be organized periodically by the Bank.
  • Internship and other networking opportunities

Requirements

• Complete an Account Opening Form
• Attach a passport-sized photograph (a picture can also be taken by the Bank)
• Valid Ghana Card
• Provide a valid Student ID Card (in the absence of a valid Student ID Card, the student shall provide an Admission Letter or other evidence which shows that the student is currently registered with an institution)
• Hall of Residence and Room Number
• Course/Department and duration of Course
• Provide Ghana Post GPS address (if the residence is outside the university campus)

   

  Foreign students shall provide the following (mandatory):

  • Valid Passport
  • Residence Permit
  • Non-citizen Ghana Card from National Identification Authority
  • Letter of Introduction from the International Programmes Office.

Open a foreign currency or exchange account in USD, GBP, or EUR denominations.

Features/Benefits

• Low initial deposit to open an account
• USD account balances of USD 20,000.00 and above earn attractive interest
• No monthly account maintenance charges
• Access to our suite of e-banking services
• Account balance can be used as collateral for loans

Requirements

• Complete an Account Opening Form
• Attach a passport-sized photograph
• Provide a valid Ghana Card of signatories to the account
• Submit proof of residence (e.g. utility bill, sketch to residence, etc.)

A special savings package purposely designed to assist customers to buy basic household items such as television sets, cookers, refrigerators, furniture, pay medical bills, school fees, and also meet other urgent family commitments.

Features/Benefits

• Low initial deposit
• Attracts a higher interest rate than our standard savings interest rate
• Qualify for a loan of up to 120% of the balance on his/her account after operating the account satisfactorily for 6 months
• Enjoy a concessionary interest rate of 2% less than the Bank's commercial lending rate.
• No monthly account maintenance charges
• Access to our suite of e-banking services 

Requirements

• Complete an Account Opening Form
• Attach a passport-sized photograph
• Provide a valid Ghana Card of signatories to the account
• Submit proof of residence (e.g. utility bill, sketch to your residence, etc.)

A Cedi-denominated account for personal savings and/or fixed deposit investment.

The account is designed for Ghanaians resident abroad who wish to build up funds in Ghana to fund future projects or to finance an eventual homecoming. Deposits should be made in foreign currency only. The Bank would then convert the foreign currency into Ghana Cedis at the prevailing exchange rate and the proceeds invested. Withdrawals and payments are made in Ghana Cedis only. 

Features/Benefits

• Low initial deposit
• No monthly account maintenance charges
• Amounts saved can be used as collateral for credit facilities
• Earns attractive interest
• Access to our suite of e-banking services
• Receive free business and investment advisory services

Requirements

• Complete a Home Base Account Opening Form
• Attach two (2) passport-sized photographs
• Provide a valid Passport or overseas Driver’s Licence (with copies of relevant pages showing details of the holder, photo, expiry date, etc.)
• Submit proof of residence (e.g. electricity, water, gas or telephone bill) not older than three months or a recent bank statement 

University employees to save unneeded funds at very competitive rates.

Features/Benefits

• Low initial deposit
• No monthly account maintenance charges
• Free ATM card
• Free Transaction Notification (alertWise) service
• Free Mobile Banking (mobiWise) service
• Competitive interest paid on account
• Savings Withdrawal Books available
• Minimum charge per transaction on the use of other local banks’ ATMs (gh-link)
• Concessionary rate on e-zwich card
• Access to our suite of other e-banking services
• Credit facilities available under Prudential Bank’s Tertiary Institution Salary Loan Scheme

Requirements

• Complete an Account Opening Form
• Attach a passport-sized photograph
• Provide a valid Staff ID Card (in the absence of a valid Staff ID Card, staff shall provide a valid Ghana Card and any other evidence which shows that the staff is employed by a university)
• Residential address
• Directional sketch to the residence of staff and proof of residential address (e.g. utility bills or current tenancy agreement) i.e. if staff does not reside in a bungalow or house provided by the university on campus
• Letter of Introduction from the university

Designed to help parents and guardians invest in their children’s education and future.

Features

• Low initial deposit
• Minimum monthly contribution of GH¢30.00
• Minimum balance of GH¢200.00 should be maintained at all times after one (1) year
• One (1) withdrawal permitted per quarter
• *Any withdrawal that exceeds the permitted one (1) withdrawal per quarter shall attract charges
• *Interest on the account is tiered
• Interest is accrued on a daily basis and applied at the end of the month
• Access to our suite of e-banking services
• Children up to 10 years of age will be entitled to a PBL branded Piggy Bank (subject to availability)
• Savings Withdrawal Cheque Book available on request
• The account is transferrable upon parent/guardian’s request when the child attains 18 years
• Quarterly statements will be provided upon request.

Requirements

• Complete an Account Opening Form
• Attach passport-sized photographs of both parent/guardian and child
• Photographs of the child should be updated every two (2) years.
• (Parents will receive prompts through our alertWise Notification service to update photographs.)
• Valid Ghana Card of parent/guardian
• Submit proof of residence (e.g. utility bill, sketch to the residence, etc.)
• Provide a birth certificate of the child