Enables you to invest a specific amount in both local and foreign currencies at an agreed interest rate for a specified tenor.

Features/Benefits

• Low initial deposit
• Earns attractive interest
• Allows rollover with interest and roll over without interest
• No need to have an account with us
• Flexible tenor to suit your needs
• Can be used as security for credit facilities

Requirements

• Complete an Investment Form
• Attach a passport-sized photograph
• Provide a valid photo ID (Driver’s Licence, Biometric Passport, Voter ID or National ID card)

An investment account designed to help parents and guardians invest in their children’s education and future.

Features & Benefits

Period of investment available are:

• 3 months
• 6 months
• 12 months
• Interest rates on investments are negotiable
• The balance on the account can be used as collateral for a loan.

Requirements

• Complete an Account Opening Form
• Attach passport-sized photographs of both parent/guardian and child
• Photographs of the child should be updated every two (2) years.
• (Parents will receive prompts through our alertWise Notification service when updates are due.)
• Provide a valid photo ID (Driver’s Licence, Biometric Passport, Voter ID, or National ID card) of parent/guardian
• Submit proof of residence (e.g. utility bill, sketch to the residence, etc.)
• Provide child’s birth certificate

A Cedi-denominated account for personal savings and/or fixed deposit investment.

The account is designed for Ghanaians resident abroad who wish to build up funds in Ghana to fund projects or to finance an eventual homecoming.

Deposits are made in foreign currency only and will be converted into Ghana Cedis at the prevailing exchange rate. Withdrawals and payments are made in Ghana Cedis. 

Features/Benefits

• Low initial deposit
• No monthly account maintenance charges
• The amounts saved can be used as collateral for credit facilities
• Earns attractive interest
• Access to a suite of e-banking services
• Receive free business and investment advisory services

Requirements

• Complete a Home Base Account Opening Form

An investment account that offers the opportunity to invest short-term idle funds to earn returns.

A major feature of this account is that the funds can be withdrawn for use without notice to the Bank.

Features/Benefits

• Provides an opportunity for the investment of idle funds on a current account
• Can be linked to your current account to enable automatic sweeping of funds between the accounts
• Earns an attractive interest rate
• Offers flexibility and convenience

Requirements

• Open a Current Account