Current Account
Our current accounts for personal banking customers are specially designed to offer you flexibility and convenience. Current accounts are available in Ghana Cedi, United States Dollar, Euro, and British Pound Sterling.
Features/Benefits
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Convenience
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Low initial deposit
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May be used to accessing credit facilities after satisfactory operation
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No limits on the frequency of deposits and withdrawals
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May operate a connected Call Account which allows you to earn interest on idle funds
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Access to our suite of e-banking products and services.
Requirements
- Complete an Account Opening Form
- Attach a passport-sized photograph
- Provide a valid photo ID (Driver’s Licence, Biometric Passport, Voter ID, or National ID card)
- Submit proof of residence (e.g. utility bill, sketch to the residence, etc.)
- A valid resident permit is required for the non-Ghanaians resident in Ghana
- A letter of Introduction would be required from any of the following:
- A Prudential Bank current account holder
- Employers
- A reputable individual of good standing (i.e. senior public office holder, a recognized professional - lawyers, doctors, accountants, senior banking officials, reputable religious leaders) - subject to verification/confirmation by the Bank.
University Staff Current Account (USCA)
This account is designed to provide financial solutions that meet the needs of university employees. The USCA facilitates everyday banking with flexibility and ease.
Features/Benefits
- Low initial deposit
- No monthly account maintenance charges-o
- Free ATM card
- Free Transaction Notification (alertWise) service
- Free Mobile Banking (mobiWise) service
- Free withdrawals on PBL ATM terminals
- Concessionary rate on e-zwich card
- Access to our suite of other e-banking services
- Credit facilities available under Prudential Bank’s Tertiary Institution Salary Loan Scheme
Requirements
- Complete an Account Opening Form
- Attach a passport-sized photograph
- Provide a valid Staff ID Card (in the absence of a valid Staff ID Card, staff shall provide a Voter ID, Driver’s Licence or a valid Passport and any other evidence which shows that the staff is employed by a university)
- Department where the staff works
- Residential address
- Directional sketch to the residence of staff and proof of residential address (e.g. utility bills or current tenancy agreement) i.e. if the staff does not reside in a bungalow or house provided by the university on campus
- Foreign nationals shall provide the following (mandatory):
- Valid Passport
- Residence Permit
- Work Permit
- Non-citizen Ghana Card from National Identification Authority
- Letter of Introduction from the university
Foreign Currency and Foreign Exchange Accounts
Foreign Currency and Foreign Exchange Accounts may be opened in the following major currencies:
- US Dollar (USD)
- Pound Sterling (GBP)
- Euro (EUR)
The features and benefits of our Foreign Currency and Foreign Exchange Current Accounts are as follows:
- No minimum account balance;
- No service charge on account.
Requirements
- Complete an Account Opening Form
- Attach a passport-sized photograph
- Provide a valid photo ID (Driver’s Licence, Biometric Passport, Voter ID, or National ID card)
- Submit proof of residence (e.g. utility bill, sketch to the residence, etc.)
- A valid resident permit is required for the non-Ghanaians resident in Ghana
- A letter of Introduction would be required from any of the following:
- A Prudential Bank current account holder
- Employers
- A reputable individual of good standing (i.e. senior public office holder, a recognized professional - lawyers, doctors, accountants, senior banking officials, reputable religious leaders) - subject to verification/confirmation by the Bank.