Daily Indicative Exchange Rates (as of August 15, 2022)
| Currency | Bank Buy (GH¢) | Bank Sell (GH¢) |
|---|---|---|
| USD ($) | 8.4500 | - |
| GBP (£) | 10.5000 | 11.4800 |
| EUR (€) | 8.8000 | 9.7000 |
Lending Rates
| Description | Rate (% p.a.) |
|---|---|
| Ghana Reference Rate | 20.80 |
| Export | 27.5-29.5 |
| Industry/ Manufacturing | 28.0-30.5 |
| Agriculture | 27.5-30.0 |
| Commerce | 28.0-30.5 |
| Construction/ Services | 28.0-30.5 |
| PBSA/PWSA/Cash Secured | 25.0-28.0 |
| Fuel Dealers | 28.0-29.5 |
| Consumer Loans | 26.5-30.0 |
| Mortgage Loans | 27.5-30.0 |
Investment Rates
Fixed Deposit
| No. of Days | Rate (% p.a.) |
|---|---|
| 30 | 3.0 |
| 60 | 5.0 |
| 91 | 12.0 |
| 182 | 13.0 |
| 365 | 14.0 |
Savings Deposit
| Description | Rate (% p.a.) |
|---|---|
| GH¢100.00 and below | 0.0 |
| GH¢101.00 - GH¢1,000.00 | 0.5 |
| GH¢1001.00 - GH¢5,000.00 | 1.5 |
| GH¢5,001.00 - GH¢10,000.00 | 2.0 |
| GH¢10,001.00 - GH¢500,000.00 | 2.5 |
| GH¢500,001.00 - above | 3.0 |
| Description | Rate (% p.a.) |
|---|---|
| PBSA/ PWSA Deposit | 2.5 |
| PMSA Deposit | 1.5 |
| PBL Student Savings | 2.0 |
| Call Deposit | 2.0 |