Our Rates

 Daily Indicative Exchange Rates (as of December 7, 2022)

Currency Bank Buy (GH¢) Bank Sell (GH¢)
USD ($) 12.0000 13.7000
GBP (£) 14.8000 16.7200
EUR (€) 12.6000 14.4200
 
 

Lending Rates

Description Rate (% p.a.)
Ghana Reference Rate 32.83
Export 38.00-40.50
Industry/ Manufacturing 38.50-42.00
Agriculture 38.00-40.50
Commerce 38.50-42.00
Construction/ Services 38.50-42.00
PBSA/PWSA/Cash Secured 35.00-37.50
Fuel Dealers 37.00-40.00
Consumer Loans 38.00-40.50
Mortgage Loans 37.00-40.50

 

Investment Rates

Fixed Deposit 

No. of Days Rate (% p.a.)
30 3.0
60 5.0
91 12.0
182 13.0
365 14.0

 

 

Savings Deposit

Description Rate (% p.a.)
GH¢100.00 and below 0.0
GH¢101.00 - GH¢1,000.00 0.5
GH¢1001.00 - GH¢5,000.00 1.5
GH¢5,001.00 - GH¢10,000.00 2.0
GH¢10,001.00 - GH¢500,000.00 2.5
GH¢500,001.00 - above 3.0

 

Description Rate (% p.a.)
PBSA/ PWSA Deposit 2.5
PMSA Deposit 1.5
PBL Student Savings 2.0
Call Deposit 2.0