Daily Indicative Exchange Rates (as of November 25, 2021)
| Currency | Bank Buy (GH¢) | Bank Sell (GH¢) |
|---|---|---|
| USD ($) | 6.1100 | 6.3900 |
| GBP (£) | 8.1000 | 8.5200 |
| EUR (€) | 6.6500 | 7.1800 |
Lending Rates
| Description | Rate (% p.a.) |
|---|---|
| Ghana Reference Rate | 13.55 |
| Export | 21.5-24.5 |
| Industry/ Manufacturing | 22.0-25.0 |
| Agriculture | 21.5-25.0 |
| Commerce | 22.0-25.0 |
| Construction/ Services | 22.0-25.0 |
| PBSA/PWSA/Cash Secured | 21.0-23.5 |
| Fuel Dealers | 22.0-23.5 |
| Consumer Loans | 24.0-25.0 |
| Mortgage Loans | 24.0-25.0 |
Investment Rates
Fixed Deposit
| No. of Days | Rate (% p.a.) |
|---|---|
| 30 | 1.5 |
| 60 | 2.5 |
| 91 | 8.0 |
| 182 | 9.0 |
| 365 | 10.0 |
Savings Deposit
| Description | Rate (% p.a.) |
|---|---|
| GH¢100.00 and below | 0.0 |
| GH¢101.00- GH¢1,000.00 | 0.25 |
| GH¢1001.00- GH¢5,000.00 | 0.5 |
| GH¢5,001.00- GH¢10,000.00 | 1.0 |
| GH¢10,001.00- GH¢500,000.00 | 1.5 |
| GH¢500,001.00- above | 2.0 |
| Description | Rate (% p.a.) |
|---|---|
| PBSA/ PWSA Deposit | 1.5 |
| PMSA Deposit | 1.0 |
| PBL Student Savings | 1.0 |
| Call Deposit | 1.0 |