Daily Indicative Exchange Rates (as of December 7, 2022)
| Currency | Bank Buy (GH¢) | Bank Sell (GH¢) |
|---|---|---|
| USD ($) | 12.0000 | 13.7000 |
| GBP (£) | 14.8000 | 16.7200 |
| EUR (€) | 12.6000 | 14.4200 |
Lending Rates
| Description | Rate (% p.a.) |
|---|---|
| Ghana Reference Rate | 32.83 |
| Export | 38.00-40.50 |
| Industry/ Manufacturing | 38.50-42.00 |
| Agriculture | 38.00-40.50 |
| Commerce | 38.50-42.00 |
| Construction/ Services | 38.50-42.00 |
| PBSA/PWSA/Cash Secured | 35.00-37.50 |
| Fuel Dealers | 37.00-40.00 |
| Consumer Loans | 38.00-40.50 |
| Mortgage Loans | 37.00-40.50 |
Investment Rates
Fixed Deposit
| No. of Days | Rate (% p.a.) |
|---|---|
| 30 | 3.0 |
| 60 | 5.0 |
| 91 | 12.0 |
| 182 | 13.0 |
| 365 | 14.0 |
Savings Deposit
| Description | Rate (% p.a.) |
|---|---|
| GH¢100.00 and below | 0.0 |
| GH¢101.00 - GH¢1,000.00 | 0.5 |
| GH¢1001.00 - GH¢5,000.00 | 1.5 |
| GH¢5,001.00 - GH¢10,000.00 | 2.0 |
| GH¢10,001.00 - GH¢500,000.00 | 2.5 |
| GH¢500,001.00 - above | 3.0 |
| Description | Rate (% p.a.) |
|---|---|
| PBSA/ PWSA Deposit | 2.5 |
| PMSA Deposit | 1.5 |
| PBL Student Savings | 2.0 |
| Call Deposit | 2.0 |