This service is targeted at fast-food service providers, merchandise retail shops, pharmaceutical shops, and any retail business that wants to accept payment by mobile money in an easy, customer-friendly, and verifiable format.
GhQR enables payments to a merchant by scanning a Prudential Bank-generated QR Code displayed by the merchant with your mobile phone. The merchant gets the money instantly, just like paying with cash.
GhQR is interoperable because it allows merchants to receive payments from customers with bank accounts, wallet accounts, or card accounts from banks and other payment service providers across the country. In addition to the QR codes, merchants have unique Terminal IDs assigned to each of their points of payment or tills to facilitate receipts via USSD from customers who use non-smartphones.
GhQR creates convenience for a seamless experience in making payments
The service provides merchants with real-time value for all payments made to the merchant.
GhQR reduces the cost of receiving or accepting electronic payments
The service allows merchants to accept payments from different customer funding sources.
Visit any Prudential Bank Branch and complete the GhQR application form.