Accessing Credit Facilities

To successfully access our Credit facilities, it’s helpful to consider these guidelines:

• A consistent banking culture while ensuring a well-maintained and regularly used account.

• Viable business plan

• A decent working capital management track record

• Good record keeping and financial statements for existing businesses.

How to Access Credit Facilities from PBL:

Submit a formal application letter to the Bank, specifying the following:

• The Amount required

• Purpose of the facility

• A Repayment plan and period

• The source of repayment 

• Proposed security/collateral.

Attachments to Application Letter:

• Financial statements (audited preferred)

• Cash flow projections

• Invoices (where applicable)

• Business plans or feasibility report (where applicable)

• Environmental assessment reports (where applicable)

• Title documents on the property being proposed as security, etc.